Walmart MoneyCard Activity

August 25, 2010 – 10:33 am

The easiest way to keep an eye on your Walmart MoneyCard activity is to register your account online. Once you do so, you can log in with your account number, your card’s expiration date and a password. You can take a look at all the purchases that have been made using your card as well as your current balance.

If you’re not able to get online, or you don’t want to register for the website due to security concerns, there are additional ways you can manage your activity. You can go to a Walmart store that has a MoneyCenter Express machine. When you swipe your card in the machine, you will be able to check your current balance and add funds. However, you will not be able to see your transaction history. Another way to find out some information about your card is to call 1-877-937-4098.

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Tags: Activity, Moneycard Activity, Walmart Moneycard, Walmart Moneycard Activity

Tips to Successful Online Education

August 24, 2010 – 2:50 pm

If you are a student studying online or planning to take up an online education course, this article was written with you in mind. Check out the following tips and suggestions on how you can get more from an online distance learning program.

Set a definite schedule. One of the advantages about an online degree course is that you have the freedom to choose when you want to take up classes. While that is a privilege that you can’t enjoy from a traditional class room setting, it can also be a drawback if you fail to manage your time responsibly.

Be sure to set a definite schedule when you will attend online classes as well as when you intend to work on your assignments, do your own research and put your lessons into practice. T

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Tags: Education, Online Education

Credit Card Rates Nine Year High: Consumers Beware

August 24, 2010 – 8:52 am

Generally, iInterest rates continue to tumble for the U.S. Treasury, companies and home buyers alike. But for a large portion of 381 million U.S. credit card accounts, borrowing rates have been moving only one way: up.

And average rates are likely to climb further in the near future.

[Click here to check current credit card offers, including rates and terms.]

New credit card rules that took effect Sunday limit banks’ ability to charge penalty fees. (See our Best Credit Card Guide for tips on choosing and paying of credit cards) They come on top of rule changes earlier this year restricting issuers’ ability to adjust rates on the fly. Iss

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Tags: Credit Card, Rates

Payday Loans Quadruples In 4 Years

August 22, 2010 – 5:55 am

The number of Britons taking out payday loans has quadruplr Focued over the last four years, with 1.2 million people now borrowing a combined £1.2 billion, Consumes has reported.

With a typical pay day loan costing £20 for every £100 borrowed, the danger for consumers comes when a borrower can’t repay their loan within a month, or takes out multiple loans, as charges can quickly escalate.

The market is still developing in the UK and in a report entitled “Keep the Plates Spinning”, the watchdog is urging a precautionary approach from industry and regulators, to stop borrowers becoming dependent on this form of high interest credit.

However, Consumer Focus believes reform of the market is needed rather than an outright ban, which could push people into using illegal loan sharks.

Other key findings from the new research show that in 2009, the average size of a payday loan was an estimated £294; an estimated two thirds of payday loan borrowers have a household income of less than £25,000 and that payday loan users tend to be young and single.

Tags: Payday Loans, Years

How the New Credit Card Law Affects You

August 20, 2010 – 10:44 am

Laws are created to protect people as well as their interest. Through laws, policies and even simple rules and regulations, we are able to recognize our rights and privileges. We gain a feeling of security especially because we know that the government looks after our welfare.

One of the best examples of rules created to protect the interest of consumers is the new Credit Card Act. What are the provisions of this federal law? How does it influence the lives of credit consumers? And how does it protect the welfare of credit cardholders? To know the answers to these questions, we encourage you to read the succeeding paragraphs of this short article.

What is the New Credit Card Act?

The New Credit Card Act, more formally known as the New Credit Card Accountability, Responsibility , and Disclosure (CARD) Act was implemented on August 20, 2009. Read full article

Tags: Credit Card, Credit Card Law, Law