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Oregon Trail reaches the Rich Life Carnival

My long journey on the Oregon Trail — which was really just me ordering computer parts, getting my card information stolen and then blogging about the experience — continues to roll on. The post was included just down the road a piece in the 45th edition of the Rich Life Carnival.

This week’s carnival boasts a downright smorgasbord of articles. We’ve got posts on technology, healthy living, hobbies and, of course, personal finance. Be sure to check ‘em all out.

A carnival on these here Internets is when a blogger hosts multiple stories from different writers about one topic. We generally stick to personal finance blogs ’round here, but I’m thinking some day we’ll do something about credit cards.

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Tags: Oregon Trail, Trail

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Establish Good Credit with a Secured Credit Card

Start building up a good credit early in your life. You can do this easily if you get a secured credit card. If you are already in your adult years and have never had an opportunity to establish credit, this is also good for you. Almost all individuals will need to get a loan at some point in their lives, and when this time comes, loan companies will definitely check on credit standing to see if a person is qualified or if they can be trusted. Without a good credit history, companies may refuse to let you borrow from them. Thus, it is important to build a solid credit history if you can.

There are many ways to do this, but most people turn to a secured credit card because this is the most accessible. This card works in a simple way. It is a secured card that uses money deposited to your account.

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Tags: Card, Credit Card, Secured Credit, Secured Credit Card

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Learn How To Get A Credit Card

Learn How To Get A Credit Card

The internet has completely changed the way we control our finances and do our shopping. Thanks to high speed home broadband and credit cards we can now manage our banking and shop for almost any product from the convenience of our own homes. Every week more businesses are setting up product websites on which their goods can be bought at a better price than in regular stores. To shop and bank online you will have to learn how to get a credit card.

The use of cheques and cash to make payments has been in a steady decline. In fact in some countries such as the UK it has been announced that cheques will be phased out over the next ten years until they are no longer legal tender.

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Tags: Card, Credit Card

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The Growing Case of Annual Fees

When it comes to major changes that consumers have seen in recent months, there is no doubt that cardholders have seen plenty. While some changes have been publicized more than others, each has affected the view that many people perceive when it comes to credit cards. One of the changes that seem to be a growing trend among credit card issuers is the annual fee and by the looks of it; we may see annual fees continue to find their way into American’s pocketbooks.

According to research both the implementation and increase of annual fees will continue to be something that cardholders will need to be on the lookout for as we move further into 2010. This is because in 2009 researchers found around a third (36%) of all credit card mailings sent to potential cardholders had annual fees associated with them. C

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How to Choose a Credit Card to Obtain the Best One!

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