What Affects my Credit Score?

Sunday, July 25th, 2010

From the day that you get a credit card you will start earning a credit score.  Credit scores are important and can help you get loans and show how financially responsible you are.  Certain things you do will affect your score either negatively or positively and will affect ...

Responsible borrowing can protect credit score from limit cuts

Monday, May 17th, 2010

Credit Score Report Jeremy M. Simon covers credit scoring and other issues as a staff reporter for CreditCards.com. Ask a question. 'Credit ...

Lines of credit and other components of your credit score explained

Tuesday, April 20th, 2010

See updated story: The components of a FICO score The most frequently used credit score is the Fair Isaac Corp. score (also known as the FICO score), which ranges between 300 and 850.  A "good" FICO score is one that exceeds 750, while a "bad" ...

Bad Credit Card Saves Your Score

Monday, December 21st, 2009

The credit score of one person is a usual basis when it comes to the application of credit cards. Due to this, people with bad scores might find application to be difficult. To make things worse, if an application for a card is not approved, the credit rating becomes ...

Which Credit Score Do Lenders Use?

Sunday, August 2nd, 2009

We all know it can be tough to obtain and maintain a healthy credit score, but the task becomes much more difficult knowing that there are numerous credit scores out there. For simplicity sake, there are three major credit scores offered by the top credit bureaus, including ...